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All State Verify ContractorLicense Requirements
The Contractor's License - is designed to protect homeowners from shoddy or "fly-by-night" contractors. In many states, Contractors may be required to purchase a Surety Bond and or/a General Liability Insurance Policy before the state will issue a license to conduct business within the state.
You should always verify to make sure anyone you hire to do work on your home or property is licensed according to your State's requirements. Below I have posted information and requirements for contractors listed by state. I have also posted phone numbers and websites to help you verify your contractor or flooring installer before you hire them. Don't forget to check references too!
What is a Surety Bond?
The Surety Bond - Basically, a Surety Bond is for the benefit of consumers who may be damaged as a result of defective or incomplete job completion; for license law violations; and for the benefit of employees (or sub-contractors) who have not been paid wages that are due to them by the general contractor.
Not all states require contractors to have a surety bond, but it is an important safeguard for homeowners. If you are doing a major home project or remodel and your contractor does not have a surety bond, either find another contractor who does or speak with your attorney and get professional advice before you proceed. Learn more about Surety Bonds
What is a Contractor's Liability Policy?
The Contractor's Liability Insurance Policy - A Contractors General Liability Insurance Policy is used specifically for coverage in the construction, home remodeling and building trades. This policy pays for damages to property and persons caused by the contractor.
This insurance also covers a range of issues from accidents to negligence and oversight. Important: Be sure to ask the contractor to have his insurance agent send you a Certificate of Insurance naming you as an "additional insured" on the policy before any work begins. The Certificate will verify the contractor’s Commercial General Liability and Workers Compensation insurance and should be provided to you free of charge.
What is a Worker's Compensation Policy?
The Workers' Compensation Policy - Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.
It is very important that your contractor and all his helpers and subcontractors are covered by a Workers Compensation policy while working on your property. Otherwise you could end up liable for medical costs and more. Below you will find websites that will help you verify your contractors' license, surety bond, liability insurance and workers' compensation policy.
Finding Qualified Flooring Installers Even if your contractor has a license, bond, insurance and a valid workers compensation policy does not mean he is qualified to perform the quality of work you need preformed in your home.
If you are installing high-end products, you need to hire a contractor that is qualified and experiences in installing the same high-end materials. This is why it is also important for you to ask for references, and verify references before you hire any contractor or carpet or flooring installer. How to Find a Qualified Carpet or Flooring Installer
Verify the Contractor's License Before You HireIs your Carpet or Flooring Installer required to be Licensed, Bonded & Insured? Select your state below to see if your carpet or flooring installer is subject to State Licensing Regulations. Also check to make sure everyone working on your property is covered by a valid Workers Compensation Policy. __________________________________________________________________________________________
All 50 StatesContractor License Requirementsand Verification Methods(States Listed Alphabetically)ALASKAContractors must be registered with the Department of Community and Economic Development. To find out if a contractor is licensed in Alaska, call (907) 465-2546 or (907) 465-3035. To Verify Worker’s Compensation Insurance visit: http://labor.state.ak.us/wc/exit.html ALABAMANo state license required. To find out if a contractor is licensed in Alabama, call (334) 242-2839. ARKANSASA state contractor’s license may be required. To find out if a contractor is licensed in Arkansas, call (501) 372-4661. To Verify Worker’s Compensation Insurance visit: http://www.awcc.state.ar.us/electron.html ARIZONAContractors must be licensed by the state. To find out if a contractor is licensed in Arizona call (602) 542 1525. CALIFORNIAContractors must be licensed by the state. To Verify Worker’s Compensation Insurance visit https://www.caworkcompcoverage.com/CoverageInfo.aspx COLORADONo state license is required. Check for license requirements at the local level. To Verify Worker’s Compensation Insurance visit: http://www.colorado.gov/cs/Satellite/CDLE-WorkComp/CDLE/1248095316013 CONNECTICUTContractors must be certified by the state. To find out if a contractor is certified in Connecticut click call (860) 713-6135. To Verify Worker’s Compensation Insurance visit: http://wcc.state.ct.us/online-services/coverage-verification-service.htm DISTRICT OF COLUMBIAContractors must be licensed by the state. To find out if a contractor is licensed in the District of Columbia call (202) 442-4311. DELAWARENo state license is required. Check for license requirements at the local level. FLORIDAContractors must be registered or certified. To find out if a contractor licensed in Florida click https://www.myfloridalicense.com/wl11.asp. GEORGIAA state license may be required. To find out if a contractor is licensed in Georgia, click https://secure.sos.state.ga.us/myverification/ or call (478) 207-1416. HAWAIISpecialty contractors must be licensed by the state. To find out if a contractor is licensed in Hawaii, click http://hbe.ehawaii.gov/cogs/search.html or http://www.ehawaii.gov/dcca/pvllist/html// or call (808) 587-3295. IOWAContractors must be licensed by the state. To find out if a contractor is licensed in Iowa call 515-242-5871. To Verify Worker’s Compensation Insurance visit: http://www.iowaworkforce.org/wc/links.htm IDAHONo state license is required. Check for license requirements at the local level. To Verify Worker’s Compensation Insurance visit: http://www.iic.idaho.gov/index.html ILLINOISMost contractors do not need to be licensed. INDIANANo state license required. Check for license requirements at the local level. KANSASNo state license required. Check for licensing requirements at the local level. KENTUCKYNo state license required. Check for license requirements at the local level. LOUISIANAContractors must be licensed by the state. To find out if a contractor is licensed in Louisiana, call (800) 256-1392. To Verify Worker’s Compensation Insurance visit: http://www.laworks.net/WorkersComp/OWC_EmployerMenu.asp MASSACHUSETTSA state license is required. To find out if a contractor is licensed in Massachusetts, click http://www.state.ma.us/bbrs/Hicsearch.htm MARYLANDA state license is required. To find out if a contractor is licensed in Maryland call (410) 230-6176. To Verify Worker’s Compensation Insurance visit: http://www.wcc.state.md.us/wfms/online_cvs.html MAINENo state license is required. Check for license requirements at the local level. MICHIGANContractors must be licensed. To find out if a contractor is licensed in Michigan click on http://www.cis.state.mi.us/verify.htm. To Verify Worker’s Compensation Insurance visit: http://www.dleg.state.mi.us/bwuc/wkrcomp/asp/sr_bwdc.asp MINNESOTAA state license may be required. To find out if a contractor is licensed in Minnesota, call (651) 296-6319 or (800) 657-3978. To Verify Worker’s Compensation Insurance visit: http://www.inslookup.doli.state.mn.us/ MISSOURINo state license required. Check for license requirements at the local level. MISSISSIPPIA certificate or license may be required. To find out if a contractor is has a certificate or license, call (800) 880-6161. MONTANAContractors must register with the Department of Labor and Industry if they have employees. To find out if a contractor is licensed in Montana, call (406) 444-7734. NORTH CAROLINANo state license is required. To find out if a contractor is licensed, call (919) 571-4183 NORTH DAKOTAA state license may be required. To find out if a contractor is licensed in North Dakota, call (701) 328-3665. NEBRASKAA state license may be required. To find out if a contractor is licensed in Nebraska call (402) 595-3189. NEW HAMPSHIRENo state license is required. Check for license requirements at the local level. NEW JERSEYRegistration is required by the state. To find out if a contractor is registered in New Jersey, call 609-984-7910. NEW MEXICOConstruction contractors must be licensed by the state. To find out if a contractor is licensed in New Mexico, go to http://public.psiexams.com/search.jsp or call (505) 827-7030 in Santa Fe, (505) 841-8020 in Albuquerque or (505) 524-6320 in Las Cruces. To Verify Worker’s Compensation Insurance visit: http://www.workerscomp.state.nm.us/ NEVADAA state license may be required. To find out if a contractor is licensed in Nevada, call 702-486-1100. NEW YORKNo state license is required. Check for license requirements at the local level. To Verify Worker’s Compensation Insurance visit: http://www.wcb.ny.gov/content/ebiz/icempcovsearch/icempcovsearch_overview.jsp OHIONo state license required. General construction contractors may need to be licensed at the local level. Check with the city or county for licensing requirements. To Verify Worker’s Compensation Insurance visit: https://www.ohiobwc.com/provider/services/mcolookup/nlbwc/default.asp OKLAHOMANo state license is required. OREGONContractors must register with the Oregon Construction Contractors Board. Call (503) 378-4621. PENNSYLVANIANo state license is required. Check for license requirements at the local level. RHODE ISLANDA state license may be required. To find out if a contractor is licensed in Rhode Island call (401) 222-1268. To Verify Worker’s Compensation Insurance visit: http://www.dlt.ri.gov/wc/fraud_coverage.htm SOUTH CAROLINAContractors must be licensed by the state. To find out if a contractor is licensed in South Carolina call (803) 896-4696. SOUTH DAKOTANo state license required. Check for license requirements at the local level. TENNESSEEContractors must have a state license. To find out if a contractor is licensed in Tennessee, call (615) 741-8307. To Verify Worker’s Compensation Insurance visit: http://www.tennessee.gov/labor-wfd/wcomp.html TEXASNo state license is required. Check with your city or county for local requirements. UTAHContractors must have a license from the Division of Occupational and Professional Licensing. To find out if a contractor is licensed in Utah click https://secure.utah.gov/llv/llv. VIRGINIASome construction contractors must be licensed. To find out if a contractor is licensed in Virginia, call (804) 367-8511. VERMONTNo state license is required. Check for license requirements at the local level. WASHINGTON STATEContractors must register with the Washington Department of Labor and Industries. Call (360) 902-5226. To Verify Worker’s Compensation Insurance visit: https://secure.lni.wa.gov/verify/ WISCONSINNo state license required. Check for license requirements at the local level. To Verify Worker’s Compensation Insurance visit: https://www.wcrb.org/WCRB/CoverageLookup/CoverageLookupSearch.aspx WEST VIRGINIAContractors must be licensed. To find out if a contractor is licensed in West Virginia, call (304) 558-7890 or (877) 558-5134. WYOMINGNo state license is required. Contractors are licensed at the city or county level. Disclaimer: While I try hard to make sure all the information provided on this website is accurate and up-to-date, I do not guarantee that the information posted herein is complete, accurate or up-to-date since laws and regulations, phone numbers and websites are constantly changing. Please verify all information with your state offices or seek professional advice.
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